Rufin-Friend in any financial need
Instant Approvals
Instant and hassle-free loan approvals
Easy Application Process
Secured and simple application process with minimum documentation
Transparent Process
We shared all the information with the borrower and no hidden charges.
Welcome to Rufin
At Rufin, we understand that financial need can arise unexpectedly, and having a reliable, safe and secure lending solution is very crucial. Whether you are looking for funds to meet an unexpected need or for any emergency we are here to help!!!
Our commitment is to provide you with transparent, flexible, personalized and hassle – free lending options that empowers you to achieve your financial goals.
Easy Application
Application process is very easy and convenient with instant response service. One have to apply through web application or through phone call.
Instant Approval
Our system has been designed to provide instant approval to meet the emergency need without any hassle or delay
Hassle free Verification
Easy verification process to avoid problem for the customers
Instant Disbursal
We disburse instantly post verification so that one can meet the emergency without any delay.
Instant Response System to meet any emergency
The purpose of providing such loan is to meet the instant need of the customer.Instant need may arise due to some emergency. We have designed the system in such a way that one can avail it without any Hussle .Less paperwork and quick approval of the amount.
Loan in need
Less documentation
100% Privacy and Transparency
Loan can be used for several purposed
To Meet the household expenses
Whether it’s a dream vacation, Home Renivation, or emergency expenses, our personal is holding your back, our personal loan provides the financial flexibility you need.
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Medical emergency
While being in a business, capital is required at all times to keep the same operational, we understand the unique challenges of entrepreneurship and are here to support you
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Financial obligation
This is the most convenient and easiest way to borrow money you just have to vow your gold in exchange of the funds. We at RuFin ensures proper security to the mortgaged loan and providing the maximum value of the same.
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Home renovation
This is the most convenient and easiest way to borrow money you just have to vow your gold in exchange of the funds. We at RuFin ensures proper security to the mortgaged loan and providing the maximum value of the same.
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Rates & Charges
Minimum Loan Amount
Rs. 5,000 /-
Maximum Loan Amount
Rs. 1,00,000/-
Tenure Days
90 Days to 365 Days
Processing Fee
Processing Fee
No Pre
No pre - closure charges
ROI (Rate of interest)
@ 2% to 2.72% Monthly
APR (Annual Percentage Rate)
@ 18% to 36%
Cheque bounce charges
Rs. 1000 /-
| Loan amount | Tenure | Interest Rate | Admin Fee | APR | Amount Deposit | Monthly EMI | Total interest |
|---|---|---|---|---|---|---|---|
| 100000 | 12 | 32.64% PA | 2000 | 35.96% | Rs. 98000 | 9847 | 18168 |
How to Calculate the APR
APR can be calculated with the help of all the factors pertaining to the loan i.e., rate of interest, principal amount, applied fess and the period or the tenure for which the loan has been availed. Thereafter, it can be computed by multiplying the rate of interest by the time period and the principal amount added with all the applied fees. However, the rate of interest will vary on the credit score and the contemporary terms and conditions of the lender.
Our Rate of Interest and Fees
We are providing a competitive rate of interest, however, it can differ as per the credit score, income ratio, and considering the existing liabilities of the borrowers.
Documents Required & Eligibility Criteria
ELIGIBILITY CRITERIA
- Indian resident
- Salaried Employee/Business Owner/Self Employed
- Above 21 years of age
- Savings Bank Account Holder
- Fair CIBIL Score
DOCUMENTS REQUIRED
- Completely filled personal loan application. Indian resident
- PAN Card
- Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
- Bank statements for the last 3 months of salary account.
- Salary Slips of last 6 months.